Specialist accounting for landlords, run from Norwich and working with property owners across the UK. We take on the returns, the deadlines, the quarterly filings and the phone calls to HMRC. You get your evenings back and a clear view of what your rental income actually leaves you with.
The rules have moved fast lately. The furnished holiday lettings regime ended in April 2025, Making Tax Digital went live this April, and rental income moves onto higher, separate tax rates from 2027. We’ve covered all of it in our plain-English guide to landlord tax in 2026-27. This page is about what we do for you.
What’s included in our landlord accounting service
One flat or forty units, held personally or through a company: the service flexes to fit. Income tax on rental income, capital gains tax, Stamp Duty Land Tax, inheritance tax: every property tax a landlord meets, handled in one place.
Buy-to-let landlords and property owners we work with
Buy-to-let landlords and property investors. Property portfolio owners weighing up incorporation. Holiday-let owners rethinking things now the FHL regime has gone. Owners of commercial properties. Accidental landlords who inherited a rental property and a tax problem in the same week. If you let property and HMRC knows your name, we can help.
Why choose Together Accounting as your landlord accountant
As accountants for landlords and property owners, this is work we do every week, not once a year. We’re rated 5.0 on Google, and our testimonials come from real clients you can look up. We’re Xero and QuickBooks specialists, so the MTD requirement that’s causing other landlords headaches is simply how we already work. And we tell you the truth: when the answer to “should I incorporate?” is no, we say no.
The aim is simple enough to put in writing: minimise your tax bill by more than the fees cost you.
Together Accounting was founded by Robert Marjoram in 2013. The team behind the firm are qualified accountants holding Xero Silver Partner and QuickBooks Platinum ProAdvisor accreditations, and when you call, you speak to people who know your portfolio, not a ticketing queue.
Robert Marjoram — Founder and Owner
How it works, from first call to tax return
Book a call and walk us through your properties. We’ll review your tax position and the tax implications of how they’re held, then tell you honestly what we’d change — sometimes the answer is “not much”, and you’ll hear that too. If you want us on board, we handle the switch from your current accountant and HMRC’s letters start coming to us instead of your kitchen table.
Fees are fixed and transparent, agreed before any work starts. And you can book that first call straight into Rob’s calendar rather than waiting for a callback.
Landlord tax and accounting FAQs
Do I need an accountant as a landlord?
Legally, no. HMRC needs to know about your rental income either way, though, and landlord tax rules have changed more in the past few years than in the previous twenty. An accountant keeps you compliant with your tax obligations and makes sure your tax return claims the expenses self-managing landlords routinely miss.
What software do we recommend for landlords?
Xero or QuickBooks, both fully compatible with Making Tax Digital for Income Tax. From 6 April 2026, landlords with combined gross property and self-employment income over £50,000 must keep digital records and file quarterly through software; the threshold falls to £30,000 in April 2027 and £20,000 in April 2028.
How much tax do I pay as a landlord?
In your own name, rental profits go through your personal tax return: income tax at 20%, 40% or 45% in 2026-27, moving to separate property income rates of 22%, 42% and 47% from April 2027. Selling brings Capital Gains Tax at 18% or 24% with a £3,000 annual allowance, reported and paid within 60 days. Companies pay corporation tax at 19% to 25% instead.
What can landlords claim tax relief on?
Repairs and maintenance, insurance, letting agent and professional fees, advertising, utilities you pay, and replacement of domestic items, among others. Mortgage interest is no longer deductible for individuals — you get a 20% basic-rate credit instead, though limited companies still deduct finance costs in full.
What are the new tax rules for landlords?
The new HMRC rules for landlords boil down to three big ones: the furnished holiday lettings regime ended in April 2025, Making Tax Digital began for many landlords in April 2026, and property income gets higher, separate tax rates from April 2027. Our 2026-27 landlord tax guide covers all three in detail.
Should I hold my properties in a limited company?
Sometimes, genuinely, yes: limited companies keep full finance-cost deductibility and corporation tax can compare favourably. But dividend tax, the 5% stamp duty surcharge and the cost of moving existing properties in catch people out every year. It’s maths, not a rule of thumb, and we run those numbers for landlords all the time.
Will an accountant save me more than they cost?
That’s the job. The expenses self-managing landlords routinely miss and the finance-cost credit claimed correctly tend to cover our fees on their own; plan a sale before contracts are exchanged rather than after and the maths gets better still. Where we genuinely can’t add value, we’ll tell you that too.
How much do landlord accountants charge?
It depends on the size of the portfolio and how it’s held: a single buy-to-let needs far less work than a twelve-unit limited company, and unlike a generalist firm, property accountants don’t bill you for learning the rules. Our fees are fixed and agreed before you commit, so the cost is never something you discover on an invoice.
Call us today
01603 627963
Speak to a landlord accountant before the next deadline finds you
Half an hour now is cheaper than a surprise tax bill in January. Tell us about your portfolio and we’ll review your position.